At this time of year habitancy are starting to think seriously about where they are going to go to University. Most will have submitted applications and be working towards their grades and be traveling nearby the company visiting open days and trying to work out where is the best place for them to go.
A up-to-date pupil seek suggested that the current generation of University-goers take an mean of £1,400 worth of possessions with them. This may be in the form of musical instruments, computers, printers, Mp3 players, speaker systems, just about anything that you can think of has probably been taken to University by a student.
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This makes universities prime targets for thieves and burglars. A whole of British universities have relatively old apartment blocks with downstairs windows that don't match up to modern protection requirements and even without breaking and entering it's very easy to be let into a block claiming to be someone's friend.
For that imagine one of the things that should be high on the list of things to do before going to University is make sure that you have the literal, insurance. Sometimes this can certainly be done with your existing assurance supplier and items can be listed on your home assurance policy. Many Universitites have connections with expert insurers that can offer you good deals, but that doesn't necessarily mean that they're the cheapest out there.
Additionally, any assurance policy that you get should only be for one year, most students at most universities live in secret room in their second and maybe third years and this poses different assurance implications.
Most landlords will have their own structure insurance, but your contents will not be covered. "Student" areas in cities are targets for thieves, and it can be difficult to sort out approved assurance as each room is essentially a different person's "home" and no one wants to have their policy affected by person else's possessions.
If you talk to an assurance supplier more often than not they will be able to help you out, but if you have particularly high-priced items it might be economy to have them insured individually rather than included in the costs of your own contents, as singular high-priced items can lift the premiums quite significantly.
Theft is a very real danger for students, and nothing could be more disruptive to the first few weeks away from home in an entirely new place than having your laptop stolen. Make sure that you take a few moments to look nearby and get a good assurance policy, and it will take a weight of your mind.
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